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Journal of Research in Business, Economics and Management

Journal Papers (14) Details Call for Paper Manuscript submission Publication Ethics Contact Authors' Guide Line
1 Management Information Systems and Decision Making Process: (Roles, Review, and Recommendations), Miss Rucha S.Deoda
Management Information Systems is described and analysed in light of its capability for decision making. Decision making process and its impact on top level management in a business organization is explained with an emphasis on automated decision making. Limitations and challenges of MIS are discussed and a set of six recommendations proposed for increasing the effectiveness of MIS in the decision making process.
2 Indian Banking Industry: Challenges and Opportunities, Miss. Shraddha Deoda
The banking industry in India has a huge canvas of history, which covers the traditional banking Practices from the time of Britishers to the reforms period, nationalization to privatization of banks and now increasing numbers of foreign banks in India. Therefore, Banking in India has been through a long journey. Banking industry in India has also achieved a new height with the changing times. The use of technology has brought a revolution in the working style of the banks. Nevertheless, the fundamental aspects of banking i.e. trust and the confidence of the people on the institution remain the same. The majority of the banks are still successful in keeping with the confidence of the shareholders as well as other stakeholders. However, with the changing dynamics of banking business brings new kind of risk exposure. In this paper an attempt has been made to identify the general sentiments, challenges and opportunities for the Indian Banking Industry. This article is divided in three parts. First part includes the introduction and general scenario of Indian banking industry. The second part discusses the various challenges and opportunities faced by Indian banking industry. Third part concludes that urgent emphasis is required on the Indian banking product and marketing strategies in order to get sustainable competitive edge over the intense competition from national and global banks. This article is a small seed to existing branch of knowledge in banking industry and is useful for bankers, strategist, policy makers and researchers.
3 Housing Infrastructural Facilities as Determinants of Rental Values of Residential Properties in Osogbo, Osun State Nigeria, Okorie Augustina
Infrastructural facilities are generally believed to enhance the rental values of residential properties. This study aims at evaluating the infrastructural facilities that influence the rental values of residential properties in Osogbo, Osun State Nigeria. The study adopted the survey research design. Data were collected from a sample of 150 tenants and 15 practicing Estate surveyors and Valuers in the study area. Descriptive statistics (frequency, percentages, weighted mean score) and inferential statistics (Spearman?s rank correlation and multiple linear regression analysis) were used to examine the relationships between the criterion variable (rental values) and the predictor variables (infrastructural facilities). The study indicated that there is a high positive correlation between the variables (0.905), implying that there is a strong positive relationship between rental values and availability/condition of housing facilities. However, Out of the eight predictors, only refuse disposal facility does not significantly influence rental values. The study recommended among others, that property developers should put in place those housing infrastructural facilities that influence rental values of residential properties in order to maximize returns from their property investment.
4 Opportunities of Base of the Pyramid from the Perspective of Resources and Capabilities, Jos G. Vargas-Hernndez, Yozimar Abel Garca Gonzlez.
This paper addresses the issue of the Base of the pyramid (BOP) from the perspective of resources and capabilities, analyzing the best strategies to enter the market, making appropriate use of internal resources, which is the main determinant of innovation and organizational capabilities with which have good results, and success stories of Mexican companies were analyzed.
5 Research Report in Business and Its Related Areas Writing Style, Dr M Moses Antony Rajendran , Dr. Henry Onsare, M. David Antony Christopher
Research is very important for every business areas. It is always bring the quality or improving the quality in the field of the subject stream. When we follow the standard format for writing the research report, it brings the quality and enhancement also it can be traced out the errors and mistakes. In the research world, there are numerous formats which are framed and followed by the different authors and different institutions based on their research study and problem. Here, the authors have some intentions to support the formats for writing style which bring the quality. In this review article, designing of standard research format in business and related areas mentioned which may be followed in the research proposal and the final research report of business and its related areas. The intention of the article is to bring the quality research in the areas of the fields through the appropriate format which related to the study.
6 Insurance Practices and Risk Control: Issues and Lessons for Property and Liability Insurers, Dr Onsare Henry
This article presents a comprehensive theoretical framework for property and liability insurance risk management and control mechanisms. It presents the rationale behind property and liability insurances risk control measures. Further the article tries to describe and examine four main categories of property and liability insurance risk management and mitigation strategies / techniques, viz; maintaining the internal capital base, managing the asset risk exposure, managing by underwriting risks, and managing the covariance between asset and liability returns. The securitization of bad assets is specifically projected as a potential method for managing and underwriting risks. Finally, the article ends up with an outline of four key guidelines for the cost-effective and efficient risk management practices in the insurance sector.
7 From Traditional Financing to Micro Financing: Theory, Experience and Practice with Special Reference to India, Dr. Meenu
Micro financing as a powerful emerging tool of poverty alleviation and rural development has become a buzzword throughout the globe. Learning from the international experiences in the field of micro financing, India has also been moving from traditional conservative approaches of financing to more liberal and sustainable approach of financing to the poor i.e. micro financing. The present paper highlights the concept and worldwide experiences of microfinance. The paper, in particular, brings about understanding of micro finance practices being followed in India. To achieve the purpose, the review of relevant literature and some sources of secondary information have been used.
8 Asset Allocation of Portfolio Management, Dr M Moses Antony Rajendran
This review article mentioned about introduction of asset allocation, assets allocation models, determination of asset allocation, portfolio management process, policy statement of asset allocation, return objectives and investment constraints, need for a policy statement, constructing a policy statement, preliminaries of financial plan, individual investor life cycle, life cycle investment goals and, conclusion of asset allocation.
9 Entrepreneurial Culture Extrapolate Perception by Extrinsic Incentive Management, Dr. Nasser Fegh-hi Farahmand
Organizations can adopt various systems extrapolate perception humanistic approach empowerment practices to enhance employee satisfaction. This paper considers the extrinsic incentive management. The strategic importance of workers is discussed and their interaction, as an asset, with other important organization assets. The basic methodologies for workers are then explained and their limitations are considered. The systems extrapolate perception revolution moves recording and analysis activities that were traditionally professional performance lines of activities focused to high operational content. The scientific and systems extrapolate perception progress, growth and internationalization of markets, processors are processes in which the accounting profession plays a leading role of extrinsic incentive management. This study has reviewed how organizations, as powerful systems extrapolate perception humanistic approach empowerment and development eating institutions, have applied normative expectations and established boundaries for the acceptable expression of emotion among employees through tactics such as applicant screening and selection measures.
10 Changing Business Practices in Current Environment, Dr. M. Moses Antony Rajendran
As we all know that business is essential for the every part of economic growth to every village, city, town, municipality, corporation, state, national, international, unions and agents, etc. We may know that business can be classified into profit and non profit sectors. Whether profit or non profit sector it is essential to perform well for the welfare of the people. These days most of the people are doing the business for the money because money is so important also people are very aware about money. But the author says money alone is not good along with there should be some considerable ethical events must be taken place. Let us take a food industry, most of the food industry in the world they are using the chemicals for the preservation which all are not good for the health and which brings obesity, cancer, hypertension, cholesterol, blood pressure etc. The inorganic food deteriorating the human quality and may be the gene. Though the world is growing in medical sciences, but it is not necessary to invite all the troubles of our health. If the troubles are there it reduces the gene power of human beings and other beings and the productivity of the humans quality also will reduce it. So, it is totally against the nature
11 Enterprise Resource Planning Solution of your Business (Corporate Finance Aspects), Dr. M Moses Antony Rajendran , Mrs. M. Hebsibah Paulin
Enterprise Resource Planning is an integration of different modules functions, duties and responsibility, theories, formulas, calculations, techniques, concepts, methods and making a single computerized system for the Corporate Finance. In this article, it mentioned about ERP and Related Technologies, Implementation of ERP Systems, Functional Modules, Life Cycle of ERP and Implementation Factors.
12 Accounting and Finance Teaching Enjoyment & Pedagogy for Quality Enhancements, Establishments and Empowerments, Dr. M Moses Antony Rajendran.
Teachers are the facilitators for the accounting and finance students. To facilitate, they should share the practical and theoretical knowledge, what they acquired during their education and experiences. Students must enjoy the teaching. Learn to Teach and Teach to Learn should be the moto of accounting and finance teachers. Accounting and Finance Education must be focused to the subjects for which the pedagogy must be adopted using chalk & talk, audio, videos, games, assignments, surprise quizzes, case studies, research projects, group discussions, seminar presentations, guest lectures, workshops, written exams on computer, evaluations through the software, industrial visits, good communication skills, infrastructures of the classroom, digital libraries, laptops with internet connection, monitoring and scrutinizing, transparency, 360 degree evaluation and eagle eyes are very important to promote the stream which help to improve and sustain the subjects also to the real economy development with proper discipline system in Ethiopia.
13 Financial Institutions Statements of Accounting Information Systems Threats and Controls, Dr M Moses Antony Rajendran, Mrs. M. Hebsibah Paulin
In this article it mentioned about meaning of money, Introduction of money and money system, frauds and control concepts of information technology. A long ago our human community used the barter system which means they exchange the commodity or services for their requirements of commodities and services. Though there are different sources of money has been generated in the country for the economy and welfare of the people in the country, there is a fraud system and financial statement fraud have been occurring while dealing the money.
14 Credit Risk Management and Insurance Practices - An Overview, Dr. M. Moses Antony Rajendran
In this article it mentioned about credit risk, explosion of credit risk, credit risk raisers, inclusion of credit risks, Evaluation Factors Credit Risks, Altmans Z Score default probability of credit risks, of credit scoring, Credit Rating, Functions of Credit Ratings, Benefits of credit instruments, Disadvantages of credit rating, Types of credit rating, Sovereign Vs. Corporate Credit Rating, Credit Risk Management & Techniques and Principles for the Assessment of Banks Management of Credit Risk.