International Scientific Indexing (ISI)

1 PREFERENCE MODEL FOR THAI LEASING COMPANIES, Nachapong Jiamahasap, Sakgasem Ramingwong In Thailand, the numbers of commercial and non commercial banks have increased which include leasing companies dramatically. Competition in the banking markets is severe. In this paper we concentrate only in Chinagmai province. So the purpose of this paper is to explore which factors are important for customer preference to use service.In this paper, 64 factors are categorized by market mixed (7P) Questionnaires are developed for survey. Neural network, a data mining tool, is used to develop framework for preference. For developing model, C# Programming is used. K fold validation is used to validation this model (90:10). The result of training model is 95%. The first model is called a preference model. It is used to predict if customer selects commercial banks, non commercial banks or leasing companies. When option is made, model would give information on the reasons. The result of prediction is 81%. The benefit of this model is to address the strategy to any provider satisfy customer preference.
2 PERSONALITY DIMENSION AND ITS RELATIONSHIP TO ON-THE-JOB PERFORMANCE, Enna S. Bodoso, Engr. Albert Joseph Gonzalo M. Monge This study was conducted to determine the relationship between personality dimensions and OJT performance of the BS Information Technology and BS Information Systems graduating students of a state university in the Philippines. Descriptive method of research was used. The participants of this study are the 73 Fourth Year BS Information Technology and 43 BS Information Systems students. A standardized questionnaire on The Five-Factor of Personality Dimensions Model as conceptualized by Costa and McCrae (1992) was used to determine the personality dimensions of the respondents. To determine the OJT Performance of the respondents, a questionnaire on OJT Performance Rating was used. The results of the study shows that the level of the personality dimensions of the respondents in the areas of Neuroticism, Extroversion, Openness to Experience, Agreeableness, Conscientiousness as a whole shows acceptable performance levels and when they are grouped according to course. The level of the OJT performance of the respondents when taken as a whole and when they are grouped according to course are all found to be above average performance levels. There is significant difference between each of the personality dimensions and OJT performance of the respondents when they are grouped according to course and OJT performance of the respondents.
3 CODE BREAKING APPROACH IN AUTOMATED CHARACTER RECOGNITION, Marites Dumay-Manganti The Code Breaking Approach in Automated Character Recognition is a system that tests the security of free social networking web site CAPTCHA images. It compares the efficiency and accuracy of two methods, the parts-based and segmentation which serve as a guide and also a basis for further studies in AI community. The researcher has employed both experimental and descriptive design by using online generated data samples which is used for gathering accuracy and efficiency result of parts-based and segmentation method. The findings shows that the over-all result in comparing the accuracy and efficiency of two methods have no significant difference using the file size range of a CAPTCHA image. On the other hand, the study still got efficient and accurate results which show that the system is reliable in testing the accuracy and efficiency in identifying image code using the two methods. Therefore, the actual implementation of the Code Breaking Approach in Automated Character Recognition shall be recommended to be used in improving internet security, especially in free email services and social networking websites that provides security and authentication to its user.
4 EMPOWERING WOMEN THROUGH MICRO FINANCE IN INDIA , Sumeet Kaur, Harneet Kaur, Dr Navneet Kaur Women in India have always been subjected to disparity in the socio- economic status precisely expressed in terms of privilege, power and control, microfinance works with women empowerment as one of its mission and is considered as a means to upgrade the status of women. Microfinance has been widely accepted as a medium to eliminate poverty and socio-economic development of it’s representatives. These representatives are largely women, the empowerment of women through microfinance is a well studied and debatable topic. Microfinance is necessary to overcome exploitation, create confidence for economic self reliance of the rural poor, particularly among rural women. Although it is not a ‘magic bullet’, it is potentially a very significant contribution to gender equality and women's empowerment. Through their contribution to women’s ability to earn an income, it has potential to initiate a series of ‘virtuous spirals’ of economic empowerment, and wider social and political engagement. The paper attempts to assess how microfinance has received tremendous validity as a strategy for economic empowerment of women. An effort is also made to suggest the ways to boost women empowerment. Keywords: Microfinance, Women Empowerment, Socio-economic Status, Self Reliance, Magic Bullet, Political Engagement.
5 PURCHASE INTENTION OF HALAL FOOD AMONG THE YOUNG UNIVERSITY STUDENTS IN MALAYSIA , Md. Hafizur Rahman, Munmum Rahaman, Abdur Rakib Nayeem, Md. Bashir Uddin, Mohaddad Abdul Zalil The purpose of this study is to examine young Malaysian university students’ purchase intention towards halal food. The study also extends to measure the level of awareness, understanding of the purchase intention, the solidity of religious belief and commitment recognition, and the last thing is the perception of halal certification towards halal foods. The design of this research is survey research that uses four variables and a quantitative survey was used to gather data to test the hypothesis and also explained the relationship and the underlying influence of these variables. The statistical programme, SPSS, was used to analyze and interpret the results. The study revealed that Universities’ young students are very conscious about Halal purchase intention. There are three variables out of four (religiosity, self-identity, and halal certificate) that are affected by its dependent variable. The paper concludes that firms or organizations must comply with the Islamic point of view. Especially the business organization those who are targeting the Muslim population. Among the total 1.8 Billion Muslim population majority is adult age. Therefore, Halal products must be labelled accordingly as it may affect the purchase intention of each individual especially the new generation. Keywords: Purchase Intention, Halal Food, Young University Students, Malaysia.
6 AN OLD-AGE FUND COLLECTION TECHNIQUE: A CASE STUDY ON KURI FUNDS , Naila Iqbal Qureshi Chit Funds or Kuri is a traditional age technique for fund-raising with low premium rates. This sort of financing encourages a common man to satisfy his working and non- working needs relying upon the sum of funds they are contributing. Investors put their incomes into these kinds of plans relying upon their profit and the amount they needed to save their earnings. This topic can be discussed, taking in point of view the accessibility of credit to a common man or a business specialist, the quickly changing loan fee scene and the mechanism, benefits as well as issues related with the Chit funds in India. The researcher has done a contextual investigation dependent on Bhopal City dependent on the contribution and assortment cash through chit support. Keywords: Chit Funds, Interest Rate, Non Intermediary Resources, Collection of Money, Earnings.
7 THE IMPACT OF ORGANIZATIONAL CLIMATE ON THE PERFORMANCE OF EMPLOYEES , Dr. Ali Ahmed Ali Ahmed * Dr. Mortada Abdallah Abdalrahim Omer This study was conducted in the Republic of Sudan in Khartoum, a study applied to the Real Estate Bank and Al Baraka Bank with the aim of studying the impact of the organizational climate based on the performance of the employees. The researcher used the analytical descriptive method which is the scientific method that meets the purposes of the study because it depends on studying the reality as it is on the ground In order to achieve the objectives of the study and analyzed the questionnaire data in the statistical analysis program SPSS. The study reached a number of results, the most important of which are: The organizational climate significantly affects the performance (at the enterprise level) There is also a significant correlation between functional performance and organizational climate. There are statistically significant differences at the level of (0.05 = α) on the degree of job performance among the employees of Al Baraka Bank and the Real Estate Bank, due to the variables of the study. The level of function (0.05 = α) on the degree of organizational climate in the employees of Al Baraka Bank and the Real Estate Bank is attributed to the study variables. The study also reached a number of recommendations, including the establishment of a specialized department for the satisfaction of employees within each organization in order to prepare the organizational climate and the work of the monthly reports of the senior management to clarify the degree of organizational climate prevailing in the institution to preserve it if it is good and improve if negative. Organizational environment in order to achieve a high degree of performance. Keywords: Organizational Climate, Performance, Performance of Employees, Human Resources, Organization, Levels of Work, Efficiency of the Individual.
8 THE ROLE OF AGRICULTURE AND FINAL CONSUMPTION EXPENDITURES ON TURKISH GDP GROWTH , Muneeb Ahmad, Issah Sham-Una, Irtaza Ishtiaq, Muhammad Rizwan Khurshid The examination inspects the relationship of horticulture creation, current record shortfall and last utilization uses with Gross domestic product development of Turkey. Current record deficiency has a significant job on monetary development for creating nations. We have dissected the connection between monetary development and current record, farming creation by utilizing OLS model for Turkey. The consequences of our examination demonstrate a stable long haul connection between government spending, horticultural creation and financial development in OLS model. For this reason, total national output and current record shortage, farming creation and last utilization uses of Turkey yearly data including 2000-2019 were utilized. The outcomes feature the requirement for strategy producers to move open costs towards interest in physical foundation which will invigorate development and subsequently improve financial supportability rather than intermittent use. Keywords: OLS Model, Agriculture, Current Account, Final Consumption Expenditures, GDP Growth.
9 E-PORTFOLIO: A POTENTIAL E-LEARNING TOOL TO SUPPORT STUDENT-CENTERED LEARNING, REFLECTIVE LEARNING AND OUTCOME-BASED ASSESSMENT , Roldan C. Bangalan, Jocelyn B. Hipona Background and Objective: Portfolios have been used as a form of alternative assessment in the field of education. As time has progressed, digital technology started to be used to facilitate learning. With this technology, portfolios have transitioned from paper to electronic form. Methods and Findings: This descriptive survey study was carried out to determine the students’ attitude toward e-portfolio, to evaluate the effectiveness of e-portfolio as learning and assessment tool, and to document students’ concerns in the processes of e- portfolio creation, development and utilization. Findings revealed that the students have positive attitude toward e-portfolio and they viewed e-portfolio as a very useful learning tool and considered it to be an important grade component in a course. Conclusion: This study proved that e- portfolio is a potential e-learning tool to support student-centered learning, reflective learning and outcomes-based assessment. Keywords: E-portfolio, Portfolio Assessment, Pre-Service Teacher Education, Reflective Learning.
10 THE IMPACT OF STRATEGIC INTELLIGENCE ON STRATEGIC FLEXIBILITY IN BANK AL-ETIHAD IN JORDAN , Prof. Zakaria Muttlak Al-Daouri, Belal Khalid Atrach This study aimed to demonstrate the effect of strategic intelligence on the strategic flexibility in the Jordan Al Etihad Bank. The study population included all employees working in the Jordan Al Etihad Bank. The study sample consisted of all employees from top and middle administrations of The Jordan Al Etihad Bank, who were randomly selected totaling (88) individuals. To achieve the objectives of the study, the quantitative (descriptive and analytical) method was used through many statistical methods, most notably the multiple regression analysis. The study reached a number of results, the most prominent of which is the presence of a statistically significant effect of strategic intelligence (foresight, strategic vision, intuition) at the level of statistical significance (α ≤ 0.05) on the strategic flexibility in Jordan Al Etihad Bank There is a significant impact of strategic intelligence (strategic vision, intuition) at the level of statistical significance (α ≤ 0.05) on the flexibility of human capital in the Al Etihad Bank of Jordan. And the presence of a statistically significant effect of strategic intelligence (foresight, strategic vision, intuition) at the level of statistical significance (α ≤ 0.05) on the flexibility in technology in the Al Etihad Bank of Jordan. Also, the presence of a statistically significant effect of strategic intelligence (strategic vision, intuition) at the level of statistical significance (α ≤ 0.05) on the competitive flexibility in Jordan Al Etihad Bank. There is a significant impact of strategic intelligence (foresight, strategic vision) at the level of statistical significance (α ≤ 0.05) on the flexibility of service provision in the Al Etihad Bank of Jordan. According to the results, the study recommended, the study concluded that the interest in strategic intelligence by the Jordan Al Etihad Bank is necessary to take advantage of its implications in achieving integration at all administrative levels. Moreover, the need to pay attention to strategic flexibility in order to encourage the optimal use of resources within the Jordan Al Etihad Bank, which enhances the morale of workers and customers, achieving their satisfaction and improving efficiency. Keywords: Strategic Intelligence, Strategic Flexibility, Jordan Al Etihad Bank
11 GOVERNMENT SPONSORED PROGRAMMES OF POVERTY ALLEVIATION AND EMPLOYMENT GENERATION IN INDIA: A STUDY OF MULTI-DIMENSIONAL PROGRAMMES TO COMBAT RURAL POVERTY AND URBAN POVERTY UPTO ELEVENTH SUCCESSIVE FIVE YEAR PLANS , Dr. Soofia Fatima The economic growth has to go hand in hand with poverty reduction and employment generation to bolster the economy. Over the years, Government had been taking various initiatives to combat the pangs of widespread poverty and unemployment. In the present study an attempt had been made to put together the majority of the Government Programmes which are designed to address the two most disturbing issues present in the socio- economic fabric of our economy, viz- poverty and unemployment . The government sponsored schemes which are executed by commercial banks are the significant contents of this study. It briefly discusses the problems of population with inadequate increase in employment opportunities. There is a focus on the role of government to strategies the poverty reduction procedure which were effected in several five year plans upto the eleventh five year plan.The major objective of the present study is to study about the implementation of the government sponsored programmes and its impact on reducing poverty and unemployment by creating avenues of generating income. The programmes are formulated and sponsored by Government of India. Such programmes are known as Government Sponsored Schemes. These schemes are implemented through public sector banks, government departments, government agencies, non-government organisations and other financial agencies. In this study, the role of banks in implementing government sponsored schemes to alleviate the problems of poverty and unemployment are highlighted. Such schemes aim to address the issues of poverty and generation of employment both in rural and urban areas. For the execution of these plans, a specific target is assigned to each bank. District Level Plans determines the allocation of targets. The government sponsorship is related to allocation of funds for the respective programmes. The major programmes for poverty alleviation and employment generation under several five year plans were- Pradhan Mantri Gramodaya Yojana (PMGY), Swarnajayanti Gram Swarozgar Yojana (SGSY), Sampoorna Gramin Rojgar Yojana (SGRY), Rural Housing Schemes , Prime Minister’s Rojgar Yojana (PMRY), Pradhan Mantri Gram Sadak Yojana (PMGSY), Drought Prone Area Programme (DPAP), Desert Development Programme (DDP), Integrated Wastelands Development Programme (IWDP), Antyodaya Anna Yojana (AAY), Valmiki Ambedkar Awas Yojana (VAMBAY), National Rural Employment Guarantee Programme (NREGP), Swarna Jayanti Shahri Rozgar Yojana (SJSRY), Jawahar Lal Nehru National Urban Renewal Mission (JNNURM), Integrated Rural Development Programme (IRDP), National Rural Employment Programme (NREP), Rural Labour Employment Guarantee Programme (RLEGP), Jawahar Gram Samriddhi Yojana (JGSY) (Formerly known as Jawahar Rozgar Yojana), TRYSEM Scheme, Family planning / welfare programme for population control, Employment Assurance Scheme, Scheme for Rural artisans / craftsmen, DWCRA Programme, Swarna Jayanti Gram Swarozgar Yojana, Mahila Samriddhi Yojana, National Social Assistance Programme (NSAP), Group Life Insurance scheme for Rural Areas, Rural Housing Programme, Pradhan Mantri Gramodaya Yojana (PMGY), Swarna Jayanti Gram Swarozgar Yojana , Sampoorna Grameen Rozgar Yojana, Agriculture Income Insurance Scheme, Mahatma Gandhi National Rural Employment Guarantee Scheme, etc,. Some government programmes had been popular in terms of catering to the requirements of alleviation of poverty and generation of avenues for income for the identified target groups as beneficiaries. But many programmes got reconstituted or merged, some programmes have lost their sheen. The ideology behind such programmes was to combat unemployment but the problems of poverty and unemployment still persist in huge magnitude in the economy and the attainment of desired goals of these programmes are far from reality. The economy is running in shambles due to the pernicious poverty which had made the vulnerable people to live in destitution. A lot has been done and there is always room to do furthermore, to win this battle of deprivation and destitution. Keywords: Employment, Programmes, Economy, Government, Policies, Poverty.
12 CASH CONVERSION CYCLE CONNECTION WITH INDUSTRIAL PRODUCTIVITY AND VOLUME , Kabir Md Ahsan, Mohammad Saiyedul Islam, Mia Md Litan, Xianming Huang Cash Conversion Cycle (CCC) turnover as far as days has been viewed as a valuable proportion of company's powerful liquidity and money the board. This investigation was directed through the plan to inspect the connection of the CCC through the size as well as advantage of the businesses in the four explicit accumulated areas evidenced on Turkish Stock Exchange to be specific Petroleum Limited, Engineering Works, Textile Mills, and Garments manufacturers. The knowledge was collected recognizing with the 44 tested organizations out of the aggregate in the related parts for example 184 covering the time of 2016-2020 by using ANOVA analysis and Pearson’s correlation test. This examination in attendance informs documentation of the assessment about the issue of money the board a zone that isn't especially explored ahead in the generated nations similar to Turkey. The current examination includes different supportive consequences that ought to be practiced for the account directors, manufacturing organizations, educationists and specialists. Keywords: Cash Conversion Cycle Management, Liquidity, Pearson’s Correlation, Productivity, ANOVA Analysis.
13 FACTORS INFLUENCING CREDIT RISKS MANAGEMENT OF MOROCCAN FINANCIAL ORGANIZATIONS , Azeddine Elalami Lahlimi, Mohamed Beraich, Sher Ali Khan, Irtaza Ishtiaq, Muhammad Masood This purpose of this research is to investigate the factors influencing the credit risk management in banking sector of Morocco after the financial crisis of 2008. The dependence of banking sector is upon credit management of money and other financial organizations also work together with banking sector for credit risk. The research used data from 2015 to 2020 and applied panel data multiple regression analysis tests applied for the 45 Moroccan banks to find the results of credit risk influenced by the cost to income ratio and capital ratio, liquid assets, ratio of net loans to total assets. Consequently, this research attempts to judge the power of factors suffering liquidity risk of conventional banks. The results of the research are predictable ordinary knowledge in this area and would also be helpful to the bankers at grand who would be passionate in significant the defense of the prevalent consistency in the country. Keywords: Credit Risk Management, Cost to Income Ratio, Total Capital Ratio, Net Loans to Total Asset Ratio, PDMRA.
14 WOMEN EMPOWERMENT IN ISLAM , Dr. Sadaf Fatima This study will analyze empowerment of females in Islam, as in the prevailing situation it is believed, which is a misconception that women in Islam are deprived of freedom and equality. This results in narrow and ghettoized understanding about Muslim women. This is completely out of ignorance and misunderstanding of Islamic Laws. Research Gap and Research Problem: For considering the fact-finding spirits of misconception about women in Islam, it is important to examine the fact which is completely opposite edifices, needs a thorough and comparative study through the different civilizations and finding the realities. Objectives of The Study: The specific objectives that we intend to meet our study- Islamic emancipation about women empowerment through Islamic systems of life which may be studied through freedom, Equality, Security, Economic Empowerment, Dignity and attaining Education. Research Methodology: The research design employed for the present study is basically towards understanding economic Independence, business acumen, skills and entrepreneurial development and complete foray of capacity development. The issues pertaining to discuss in the research will be based on Sources of the Islamic law as primary i.e. The Holy Quran, Hadith, Ijma and Qiyas etc (sources of Sharia verdicts) beside this the topic empowerment of women will carry some secondary sources. Data Analysis and Result: The study would be based on the Qualitative basis, as an example Arabian peninsula will be considered in depth as a study to narrate the reality and further may give us as true example of its paramount. Keywords: Women Empowerment, Economic Independence, Skills and Entrepreneurial Development.
15 THE CONCEPTUAL FRAMEWORK OF ORGANIZATIONAL THEORY ANALYSIS: AN ORGANIZATIONAL LEVEL ASSESSMENT , Ahmet Ilhan It has become interesting to analyze the world of organizations that influence many parts of our social life in recent years. In this context, organizational theory, which tries to explain organizations and organizational relations, has become a distinctive and important field. Conceptual framework of organizational theory analysis is a form of analysis that tries to explain how organizations function, their relationships with their environment and how they establish these relationships. Accordingly, the main purpose of the study is to create the conceptual framework of organizational theory analysis at the intra- organizational and inter-organizational level in the context of definition, structure, relationship, process, human factor, differentiation and integration variables, and to develop a discourse by making an inference. As a result of the study, it was determined that the analysis of organizational theory at the intra-organizational and inter-organizational level is related to the technical and social division of labor, and social and functional integration in terms of differentiation and integration variables. However, we can say that the framework of organizational theory analysis is formed due to its benefits as factors which are the bureaucracy and the inter- organizational relations network structurally at the intra and inter-organizational level, the human factor variable that develops the organizational structure and management techniques, giving a response, making revision and developing strategies. Keywords: Organizational Theory, Organizational Analysis, Organizational Level, Intra-organizational, Inter-organizational.
16 A STUDY ON NEW DIMENSIONS OF WORK PRACTICE FOR INDUSTRY MORALE UNDER COVID-19 PANDEMIC , Dr. Sandeep Singhal The unexpectedly evolving danger round the COVID-19 virus, oftentimes referred to as corona virus, is impacting the commercial enterprise and investor neighborhood throughout the world. The world and interconnected nature of today’s enterprise surroundings poses serious danger of disruption of world grant chains that can end result in sizeable loss of income and adversely have an impact on world economies. This paper deals that the affect on the international financial system might also expand relying on the extent of geographic unfold of the virus. However, the pandemic has already negatively impacted the international financial system as a whole. Keywords: Industrial, COVID-19, Financial System.
17 AN OFFLINE PUSH NOTIFICATION FOR MOBILE DEVICE , Jose Naldrix D. Rivera Every business has the objective of minimizing cost and maximizing profit while adapting to the new technology in order to compete with their competitor. One of the technologies that every business must adopt is using mobile devices and its application to channel their business information and view it with convenience inside the business organizational grounds. Sadly, every available push notification service implemented to communicate between the business server computer and client’s mobile devices is internet-dependent and known to be very expensive. Offline push notification for mobile devices is developed to address the underlying issue that would eliminate the internet-cost in operating the system. Keywords: Mobile Push Notification, Offline Push Notification, Zero Cost Push Notification, Mobile Device, Mobile Offline Notification.
18 ANALYTICAL STUDY OF PMC (Punjab & Maharashtra Co-operative Bank) BY CONSIDERING FINANCIAL FAILURE OF BANK , Jitendra Singhal, Varsha Chauhan The regulator's closure of an insolvent bank is considered as a bank collapse. The cash comptroller has the right to finish off national banks; banking commissioners shutter state- chartered banks within the individual states. Banks shut after they don’t meet their responsibilities to depositors and others. Bank failures don’t seem to be uncommon, nor restricted to some countries. The price of failure are going to be high, as a result of it creates uncertainty within the banking industry, that successfully influence the expansion rate of the economy, then it will force governments or central banks to intervene and prepare a bailout plan for the bank that are failing. This paper tries to review the monetary failure case of PMC (Punjab & Maharashtra Co-operative Bank) specializing in what has been the factors liable for failure and also the risk involved. The paper additionally mentioned the actions taken against those concerned in the frauds. Keywords: Financial Failure, Banks, Financial Performance, PMC Bank, Indian Banks.
19 INFLUENCING FACTORS ON WOMEN LEADERSHIP: A CASE STUDY OF RIVER AREA (CHAR ZONE) IN BANGLADESH , Mst. Fatema Akter, Md. Obaydul Hoque, Nasrin Akter, Abdur Rakib Nayeem The life of river side (Char) area women in Bangladesh are always like a fighter as they have to fight with various natural disaster. They depend upon their significant other like husband after marriage or father in family. Dynamic power concerning family, financial, clinical administrations and women collaboration in political and social activities can in like manner accept positive part to hoist consideration regarding draw in women in the public field. This paper intends to evaluate the factors influencing women fortifying in Bangladesh. Study revolves around women reinforcing through powerful at family level, clinical consideration, political and social activities. This examination reveals that quality portion of the married women can together make decision about their family and monetary segment, clinical administrations, the participation in political and social activities with their life partners and also shows that metropolitan respondents are modestly more empowered than their common accomplices and kinds of spot of home expect a gigantic capacity in the women reinforcing in Bangladesh. Keywords: Women, Empowerment, Factors, Decision Making, Village, Household, Bangladesh.
20 MEDICAL KEYWORD SEARCHING APPLICATION USING WORD DOCUMENT FILE AS DATABASE , Michael Jhon A. Lacaba, Jose Naldrix D. Rivera Creating an innovative way of dealing things is the principal duty that every software engineer had burden since time immemorial. Making it user-friendly is also a great challenge for them as they try to connect with the end-user with satisfaction. User-friendly system allows the user to voluntarily stay longer and return even participate in some trivial activities like contributing of data. Allowing them to participate in the data contribution will make a great impact in data comprehensiveness and accuracy. Traditionally, databases are hidden to users since some information is confidential. While other reason also is that back-end database is hard to manipulate and it takes a strong background in programming and database theory to understand it. However, modern systems are now sharing the very content of their database allowing other systems to make use of the data using API. Also, making use of crowd sourcing is one of the norms in the modern times as it tries to collect valuable information from people in a particular area or even around the world. The Medical Keyword Searching Application Using Word Document File as Database is developed to address the underlying issue and challenge of creating innovative way in connecting to the end-user and make them voluntarily participate in the data contribution leading into a more comprehensive and accurate data repository. The study is a descriptive-developmental research to accomplish the development of the digital system and determining the level of acceptability of the system. Keywords: Descriptive-developmental, Medical Keyword Searching, Word Document File, Word Document Data, Bacolod City, Philippines.
21 THE IMPLEMENTATION OF ANTI-RED TAPE ACT AND CLIENT SATISFACTION ON SUC’S IN NEGROS OCCIDENTAL , Wayne Custer Gan Alegata After years of implementation of the Anti-Red Tape Act (ARTA) to improve public service delivery, studies linking implementation in state universities and colleges (SUCs) and the satisfaction of students have not been focused; thus, this study which aims to assess the extent of implementation of the domains of the ARTA in the areas of re-engineering of systems and procedures, citizen’s charter, accessing frontline services accountability of heads of offices and physical settings and working conditions the level of clients’ satisfaction in the frontline services of registrar, accounting and cashiering, clinic, library and guidance offices of SUCs of Negros Occidental. Two sets of researcher- made questionnaires based on the provisions of ARTA were used for the 111 implementers and 354 clients in the three SUCs. This descriptive, comparative, and correlational research showed a “very great” extent of the implementation of ARTA when assessed by the implementers as a whole. The level of satisfaction in the five frontline offices, when assessed by clients as a whole, is “very satisfied." However, there was no significant difference in the domains of re- engineering of systems and procedures and citizens charter but there was a significant difference in accessing frontline services, accountability of heads and offices and physical settings and working conditions. Further findings showed that there was a significant difference in the level of clients’ satisfaction in the clinic services while the remaining frontline offices exhibited no significant differences. The correlation between the extent of implementation and level of clients’ satisfaction was found to be null. Keywords: Anti-Red Tape Act, Accountability, Citizen’s Charter, Frontline Services, Re- Engineering, Sucs, Client Satisfaction.
22 GREEN HRM – A WAY TO GREENING THE ENVIRONMENT , Gulbash Duggal, Dr. Lalit Kumar Jain Across the globe, we are moving to industrialization, that increases, business production, technology and other business activities. This was not only increases human convenience, but also increases its standard of living. But on the other side, it also increases ecological hazard that resulted ecological threats to human being. So this is a time Peoples need to use Green practices to save the environment and most important resource of the planet i.e. Human. Greening employees from top to bottom is not an easy task, but pro environmental plan and implementing Green human resource management (GHRM) practices practically has produced a positive result toward the Green environment. The paper focuses upon the GHRM, various Green Human Resource Practices and explains the role of green human resource process in going green. Finally, the paper suggests some social implication of Green human resource practices for green organization. Keywords: Green HRM, Green HRM Practices, Green Environment.
23 THE AFFECTS OF ENVIRONMENT POLLUTION IN THE PERSPECTIVE OF AIR POLLUTION, WATER AND LAND/SOIL WASTE POLLUTION , Devender Kumar Environment pollution is a wide-arriving at issue and it is probably going to impact the wellbeing of human populaces is extraordinary. This paper gives the understanding perspective about the impacts of environment pollution in the perspective of air pollution, water and land/soil waste pollution on human by maladies and issues, animals and trees/plants. Study finds that these sorts of pollutions are not just truly influencing the human by infections and issues yet additionally the animals and trees/plants. Still time left in the hands of worldwide establishments, governments and neighborhood bodies to utilize the development assets to adjust the environment for living and starts the inhaled erudite people to live amicable with environment. As successful answer to tainting is to a great extent dependent on human examination of the issue from each age gathering and pollution control program develops as an across the country fixed cost-sharing exertion depending upon intentional interest.. Keywords: Environment Pollution; Air Pollution; Water Pollution; Soil Pollution; Land Pollution, Decay etc.
24 CAULIFLOWER CULTIVATION PRODUCTIVITY AND RESOURCE UTILIZATION OF AGRO- ECONOMICS: A STUDY ON SELECTED AREAS OF JAMALPUR DISTRICT IN BANGLADESH , Mohammad Samiul Islam, Fayjus Salehin, Abdur Rakib Nayeem The study is an attempt to examine the economic analysis of cauliflower production in selected areas of Jamalpur district. A total of 80 farmers were randomly selected from three Chor that means less fertile land areas namely Chor Chukhnogori, Fulzur Chor, and Attattur Chor under Madargonj Upazila in Jamalpur district. The major findings of this study revealed that production of the selected homestead vegetables were profitable. Per acre gross cost of production of cauliflower was Tk. 93860.55 and the gross return was Tk. 229407.40. Per acre net returns of producing cauliflower was Tk. 135546.85. Benefit cost ratios of cauliflower was 2.44. The farmers earned the highest profit from cabbage production. The results of Cobb-Douglas production function model indicated that acre-1 gross returns was significantly influenced by the use of human labor, tillage operation, seeds, fertilizers, manure, irrigation and insecticides. These factors were directly or jointly responsible for influencing acre-1 gross returns of cauliflower. Some essential policy recommendations have been arisen which are: input and price support, and motivation and training programs should be arranged by different government and non-government organizations and public-private partnership should be emphasized for creating scope to improve the overall economic condition of the farmers through homestead vegetable farming. Keywords: Productivity, Benefit Cost Ratio, Resource Use Efficiency, Cauliflower Farming, Jamalpur Chor, Bangladesh.
25 A STUDY ON DIGITALIZATION AND TECHNOLOGY ENVIRONMENT AND ITS IMPACT ON BANKS , Sumeet Kaur, Harneet Kaur, Narender Singh Banking system plays a very dominant role in the Indian economy. It is like a principal nerve to the nation’s economy as it serves to the financial requirements of credit in all the spheres of the society. The growth and innovations in technology has led to a paradigm shift in the entire banking operations and systems. The digital revolution is dramatically changing the business environment and the financial services industry is no exception. Moreover, the evolution of e-banking has led to the substantial change in terms of fulfilling customers’ divergent and ever growing needs. Further, our government is giving a lot of thrust to digital banking as it is the future of tomorrow. The present study explores the influence of technology in banking sector among customers by reviewing the relevant literature from the earlier studies. An extensive study on the impact of technology on banking, highlights the factors such as effectiveness of data management, value added services, level of knowledge and awareness, security, safety, service quality, productivity, and profitability. Keywords: Core Banking; Digital Revolution; E-Banking; Digital Banking; Value added Services; Service Quality.
26 IMPACT OF E-BANKING ON SERVICE QUALITY AND CUSTOMER SATISFACTION IN SELECTED PRIVATE COMMERCIAL BANKS IN BANGLADESH , Syed Nazmul Huda, Sharmin Aktar, Mohammad Samiul Islam Background: Electronic banking (e-banking) is an important tool for all banks to survive in the competitive banking industry in Bangladesh. The study was designed to investigate the impact of online or e-banking in Bangladesh. There appear a few extensive studies on e-banking practices has been conducted in Bangladesh. But no comprehensive study has yet been conducted especially on impact of e-banking on service quality and customer satisfaction in Bangladesh. The main objectives of the study are to find out the impacts of e-banking products on service quality and customer satisfaction and access the challenges affecting e-banking. Methods and Findings: The sample consisted of 379 out of 66895 client’s feedback were selected purposively from various commercial banks in Bangladesh. Standard questionnaires and interview methods were made in collecting data. Descriptive statistics was adopted in analyzing the data from the respondents. In addition, for analyzing data suitable statistical tools Statistical Package for Social Science (SPSS) were used. The results revealed that there is a significant relationship between quality of service and customer satisfaction. Conclusions: The paper concludes that e-banking has a positive impact on the quality of service in the Bangladesh banking sector, but not on customer satisfaction. The study suggests that staff training, and development should be enhanced in the banking industry in order to render quality and timely services to their customers. Keywords: E-banking, Service quality, Customer satisfaction, Commercial banks, Bangladesh.
27 PSYCHOLOGICAL AND SOCIAL EFFECT OF PANDEMIC COVID-19 ON EDUCATION SYSTEM , Dr. Bhawna Yadav The present paper explains about the psychological and social effect of COVID 19 on education system. As the COVID-19 pandemic spreads around the world and across every country of the world. Since the end of 2019, until now, we know that the impact of the Covid-19 pandemic on the global economy is being intense and enormous. In the global aspect, there is no distinction of continent, country or even place. Not even economically in fact it effect on each and every aspect of the society. We are facing a global crisis- one that is killing people, spreading human suffering and upending people’s lives. But this is more than a health crisis. It is human, psychological, economic and social crisis and its major effect generates on education system. Keywords: Psychological, Sociological, Corona, Virus, Education, COVID-19.
28 PSYCHOLOGICAL & SOCIAL EFFECTS OF PANDEMIC COVID-19 ON EDUCATION SYSTEM, BUSINESS GROWTH, ECONOMIC CRISIS & HEALTH ISSUES GLOBALLY , Sakshi Srivastava, Dr. Nidhi Agarwal Background: So, now it’s been months of being caged & we all are well aware of the reason. Yes Covid-19, the cause of our current situation. The covid-19 also known as also known as corona virus pandemic is growing exponentially not only in India but worldwide. Approximately 213 countries and territories around the world have been affected by it. Researchers, technologists, doctors and other front liners are working day and night to control this virus name as SARS-CoV-2 which is highly infectious and lethal. The virus is not only affecting the health but also causing a global social and economic destruction including the largest global recession since the Great Depression. It has led to the suspension and cancellation of various economical, cultural, political, religious activities and events worldwide .Worldwide supply shortage has occurred due to the panic buying. This outbreak has threatened the global economy. The major sectors of the economy are devastated by it. Tourism, retails, productions are hit worst by it. It has also affected our education system badly. Schools, Universities and colleges have been closed either a nationwide or on local basis in approximately 172 countries affecting nearby 99% of world's student population. Examinations have been cancelled or suspended due to this pandemic outbreak. This virus has brought down even the biggest power of the nation worth of the world to their knees in every manner. Aim: This paper is concerned on Covid-19 and its impact on our lives. I hereby state that it is a research paper and the whole information in this paper is gathered by gathered from various resources by me. Implications: This paper can be used as a scope to others for further research in this field. It can be helpful in providing relatable information and spreading awareness. Results: This study was to analyze the effects of Covid-19 on us. It reveals the various changes faced by us during this pandemic. It shows how our lifestyle have been changed now due to Covid-19. Our day to day life, businesses, disrupted the world trade and movements rapidly due to Corona virus pandemic. Many industries and sectors are affected by the cause of disease; these include the pharmaceuticals industry, solar industry, tourism, information and even the education sector. Keywords: Pandemic, Covid-19, SARS-CoV-2, Recession, Outbreak, Impacts.
29 INFORMATION SYSTEM AND ITS IMPLICATION IN NEW EMERGING , Mahesh Sharma, Dr. R.S. Parihar Information technology (IT) might be defined as the union of gadgets, computing, and media communications. This paper discuss about a tsunami of mechanical innovation in the collecting, storing, processing, transmission, and introduction of information that has not just changed the information technology segment itself into an exceptionally unique and expanding field of movement - creating new markets and generating new investment, income, and occupations yet additionally given different areas more quick and proficient components for responding to shifts in demand examples and changes in international near focal points, through more effective generation forms and new and enhanced items and administrations (e.g. replacing mechanical and electromechanical segments, upgrading customary items by creating new item works, incorporating aptitudes and capacities into hardware, automating routine work, making specialized, proficient, or financial administrations more transportable).
30 FINANCIAL MANAGEMENT PRACTICES ON FINANCIAL PERFORMANCE , Md. Abdul Kader, Md. Abu Zahar Khan This study sought to examine the effect of financial management practices on financial performance of insurance companies in Bangladesh. Financial management is one of the several functional areas of management but it is the center to the success of any business. Inefficient financial management, combined with the uncertainty of the business environment often led business enterprises to serious problems. Careless financial management practices are the main cause of failure for business enterprises. This study used only primary data. Data collection tools used are questionnaires. The primary data was collected using semi-structured questionnaire which comprised of both open and closed ended questions. The sample size was 52; and that was selected byusing Sloven’s formula. Validity is the quality of the test doing what is designed to do. The formula that has been used to calculate the validity of the instrument is: Content Validity Index (CVI) = No. of items declared valid/ Total No. of items. Reliability of the instrument will be established through a test-retest technique
31 E-COMMERCE AND ITS EFFECT ON THE RETAIL MARKET IN INDIA , Sindhu Kumari P.R., Dr. Simmy Narula E-commerce is purchasing and selling of products and ventures over the internet. Before e-commerce purchasing and selling were done without internet physically in the markets however after the landing of e-commerce in India our life has become more convenient because of its number of advantages. The paper discuss about the advantages offered by e-commerce related to online shopping of anything whenever and at wherever, customers can discover the items on e-commerce websites which is no available in physical markets, it reduces cost and time, without stepping out from home we can get our item at home. Alongside e-commerce there is likewise a well-known term called e-business due to which the business of enterprises has increased electronically with the help of internet by which they can reach to numerous customers which increases their sales. There is no specific definition of the terms E-commerce and E-business, they are used interchangeably. Truth be told, E-commerce is a piece of Ebusiness which focuses on external activities while E-business focuses on both internal and external activities of a business. Ecommerce has a great deal of good and awful effects on different areas. The key of having a successful e-commerce is to reduce the negative effects and increase the benefits at the same time.
32 STUDY OF DATA MINING AND TRADING IN INDIAN E-MARKET , Zeeshan Khursheed, Dr. R.S. Parihar Data are any certainties, numbers, or content that can be prepared by a PC. One way to deal with data examination is to discover connections among the data protests and after that play out the rest of the investigation utilizing these connections as opposed to the data objects themselves. The paper discuss about data mining and trading in Indian Emarket. Data Mining is a diagnostic procedure intended to investigate data (generally a lot of data, regularly business or market related) and looking for steady examples and/or deliberate connections among factors, and afterward to approve the discoveries by applying the identified examples to new subsets of data. It is likewise called as data disclosure or information revelation. Data Mining can be utilized to build income, cuts costs, or both.
33 STATISTICS AND ANALYTICS OF ONLINE INFORMATION SYSTEM FOR AGRICULTURAL CROPS , Erwin L. Cahapin, Brylle D. Samson, Cereneo S. Santiago Jr., Maricar S. Ornales, Jeck Dalem B. Cosme, Trisha Pauline C. Amon An online agricultural information system provides crop-related statistics. Crop data are collected and transformed into statistics, analytics and reports for the use of agricultural producers. The study focuses on determining the production level as compared to previous years. Production problems and its effects were identified and can be manipulated by controlling the decision-making function. This research developed an online digital repository of crop-related statistics which may serve as a practical tool for an efficient management of the agricultural resources of Silang, Cavite. A descriptive-developmental approach was employed in this study. Likert scale was used to interpret the result. The Agile model was applied in the project development phase. The system was evaluated using Web Quality Assessment criteria such as content, navigation, structure and design, appearance and multimedia, and uniqueness. As a whole, the evaluation result of the web-based agricultural system was found excellent in most of its features. The features and functionality of the system is highly recommended by local government and farmers. This will provide timely solution to the current state of agricultural profile of crops and the industry, hence, could serve as basis for a sound judgment in determining crops to be planted on the right time.
34 A REVIEW OF TEST PRIORITIZATION REGRESSION TESTING BASED ON TIME , Ekansh Agarwal This paper is a survey paper on test case prioritization based on cost, time and process aspects. Prioritization concept increases the rate of fault detection or code in time and cost constraints. Test case, test suite prioritization’s approaches are used in regression testing. Because testing play an important role in software development life cycle. In this paper, we have done survey of an important role of prioritization and their techniques. There are several test suite and test case prioritization techniques exist.
35 REDESIGNING TRAINING STRATEGY IN BANKS , Prof (Dr) P.V. Kapoor Indian Banking industry is striving to become competitive in the changing scenario of global integration. To meet the challenges emerging out of the changing conditions the Banks have to ensure that the human resources at their command give their best. Since the strengths of the Banks lies in their human resources, the Bank should strategically plan development of this crucial resources through training and other initiatives. This article elaborates how Banks can systematically plan and implement training in their organization translate employees needs into training programmes and groom employees with an eye on the future.
36 DESIGNS FOR QUALITY ENRICHMENT IN HIGHER EDUCATION , Dr Rajeev Kumar The paper presents and discuss about an era of academic globalization. Though internationalism in education has been age old, the current wave has a new aspect i.e. augmenting, collaboration & cooperation. We are living in a rapidly changing time. Actually, change is the basic/fundamental rule of nature but this change is always purposeful & provides various new opportunities & makes a co-ordination with emerging trend. In the same way, change is also required in the form of innovations in the instructional strategies and designs, which should be fruitful & lucrative for entire education system.
37 KNOWLEDGE MANAGEMENT ON POLLUTION AND ENVIRONMENTAL DEGRADATION , Sukriti Anand, Tanya Sharma Our environment is deteriorating for the last two centuries and almost every part of the planet has been touched by it in one way or the other. The primary cause of environmental degradation is human disturbance. The industrial revolution of 19th century mechanized the production and manufacturing of goods and introduced the use of machinery and other heavy equipments - which in turn, used fuels as source of energy, which deteriorate the environment. The modern technological progress, for which we are so proud of, is actually the root cause of the environmental deterioration. Environmental changes are based on factors like urbanization, population and economic growth, increase in energy consumption and agricultural intensification. The degradation has adverse impacts on humans, plants, animals and micro-organisms. To cope up with the critical situation, we need to make optimum use and management of resources, sustainable development, adoption of green concept and above all community participation in all developmental activities. This article discusses and provides knowledge management related to various factors of pollution and its impact on today environment degradation.
38 SECURITY IN MOBILE ADHOC NETWORKS , Dr Deepak Saxena This paper discusses about the securing Ad Hoc networks represents a serious challenge. This is due primarily to the open nature of a MANET environment which relies on the air interface as being the medium of transmission of all traffic. In this context, MANETs inherit all vulnerabilities of traditional wireless technologies.
39 A STUDY ON TAXONOMY OF INNOVATIONS , Nidhi Agarwal, Monika Verma The reflective mirrors in design path one and design path two enabled the exponential increase of the power of the instructional strategies through application of identified learners’ needs and insertion of characteristics of successful innovations. These innovative instructional strategy is creative oriented which is able to solve the problem of the learners. In today’s scenario, the most suitable strategy are those which make teaching joyful & learning a passion to excel, go beyond it, be human, respect others & be a professional, at all times. Without innovation, our education system will never attain first world status. So, in this knowledge economy it is necessary to innovate pedagogies to enrich the classroom experience & to make it memorable & enjoyable. Latest ICT make this quite easy. In this regard, TCSEducation World encourage & inspire teachers to innovate new practices & pedagogies, to make learning joy full & improve learning outcomes through innovative strategies like field trips, outdoor activities for experiment learning or learning by discovery. The present article describes that how these new innovations play a significant role in instructional strategies. These latest innovations are now making possible for teacher to dynamically interact & collaborate with subject content. Because it makes them more than one sense simultaneously. This article assesses the effectiveness of instructional delivery teacher training & education programme. Professional development of teacher is depending upon these new emerging innovative ideas. It enhances the efficacy of transaction & productivity. The main purpose is to determine the use of innovative strategies & method of teaching including the latest technological gadgets.
40 IMPACT OF AGRICULTURE AND FDI INFLOWS IN DIFFERENT SECTOR , Dr. K.P. Jayant This paper deals with the important aspects of the agrarian sector and rural sector in India that have a positive impact on FDI Inflows to Agricultural Machinery. 100% foreign direct investment (FDI) allowed through the automatic route covering horticulture, floriculture, development of seeds.
41 BIG DATA- NEW TREND OF CHANGE IN COMPLEX CORPORATE WORLD , Dr. Sangeet Vashishtha, Pooja Sharma The present paper explains that data is necessity part of today’s world, and with the speed of data is increasing it is very difficult of control or manage. Every segment of the industry creates the data which has been stored and maintain by the organization for future references. Since last five years every segment of the business market generating the amount of data every next day. Lots of times we hear and discuss the revolution of the data, actually every segment are generating data that is not data but it’s in the huge amount so we call it Big Data.
42 ESSENTIAL DISTRIBUTED COMPUTING SECURITY THOUGHTS , Adarsh Tiwari, Dr. Sudesh Kumar In this paper we will discuss a segment of the cloud security issues in alternate points of view like multi-residency, adaptability, availability, etc the paper moreover analyze existing security methodology and systems for a protected cloud. This paper will enable researchers and experts to consider different security perils and models and mechanical assemblies proposed.
43 FUTURE OF CLOUD COMPUTING IN TODAYS GLOBAL WORLD:AN ANALYSIS , Vinay Kumar, Divya Singh, Dr. Garima Bhardwaj, Gurubani Gulati The cloud computing is a quickly creating innovation, which has brought noteworthy changes and chances to different part in India. It is an inescapable computing worldview that has changed how Information Technology framework and administrations can be conveyed. There is a developing enthusiasm around the use of cloud computing in the instruction area. Present investigation is an endeavor to give an outline of the cloud computing model and its applications for coordinated effort among the scholarly community and student. In this paper we proposed cloud computing to e-gaining from the following viewpoints: its work mode, administrations, advantages and issues. This paper is an expository investigation on the job of cloud computing in training with reference to administration foundations. Essential investigation was done with significant partners of technical instruction foundations which are actualized for scholarly utilize. The cutting edge on the utilization and research of cloud computing in instruction was led via qualitative strategy. After a far-reaching examination of the accessible writing, approx. 8 inquire about works have been recognized and examined to feature the significance and likely use of cloud in the instruction area. The overview distinguishes and examinations the points of interest and dangers that the utilization of cloud computing may have for the principle partners in training. The broad investigation proposes that the acquaintance of cloud computing with administration instruction is practical to bring more noteworthy lucidity scene about its advantages.
44 TURBULENT TIMES IN THE INDIAN AVIATION SECTOR: CASE OF JET AIRWAYS , Dr. Aakanksha Uppal This research paper studies on the structure, issues and challenges of Indian aviation industry and impact on economic growth. The milestones and major issues faced by the companies in Indian aviation industry are discussed. The monopoly of public sector may have ended, after entry of private players in the airline industry, but the industry growth is restricted by tax structure, lack of infrastructure, cartel formation by public sector oil companies, lack of vision by the government, poor regulation and management issues of companies.
45 THE IMPATIENCE IN APPREHENDING EDUCATION WITHIN SOCIAL DIGITALIZED MEDIA , Juhi Sharma As the underlying theme of this conference brings the interceptiom, intervention and intersection of digital interface with Education, I will take social mass media as my pivot and present this paper with an aim to vivify and convey the grim reality of our millennial generation depending upon half baked knowledge from digital media and trading bookish wisdom in return of it.I would thus talk of the evolution of media and digitalization into education.
46 ARTIFICIAL INTELLIGENCE, MACHINE LEARNING AND COGNITIVE COMPUTING WITH PROFOUND LEARNING TECHNIQUE , Kiruthiga Devi M, Dr. Sudesh Kumar The paper is based on the profound learning techniques which depend on different layers of portrayal of the information with progressive changes that enhance parts of the input that are vital for discrimination and stifle superfluous varieties with the effect of artificial intelligence.
47 EVALUATING THE TRAINING EFFECTIVENESS AMONG TEACHERS IN HIGHER EDUCATION “WITH REFERENCE TO NCR REGION” , Rashmi Singh The present paper deals with the purpose of development and level and quality of life of the employees, and the creation or expansion of local regional income and employment opportunities, without damaging the resources of the environment.
48 PERSONALITY DIMENSION AND ITS RELATIONSHIP TO ON-THE-JOB PERFORMANCE , Enna S. Bodoso, Engr. Albert Joseph Gonzalo M. Monge This study was conducted to determine the relationship between personality dimensions and OJT performance of the BS Information Technology and BS Information Systems graduating students of a state university in the Philippines. Descriptive method of research was used. The participants of this study are the 73 Fourth Year BS Information Technology and 43 BS Information Systems students. A standardized questionnaire on The Five-Factor of Personality Dimensions Model as conceptualized by Costa and McCrae (1992) was used to determine the personality dimensions of the respondents. To determine the OJT Performance of the respondents, a questionnaire on OJT Performance Rating was used. The results of the study shows that the level of the personality dimensions of the respondents in the areas of Neuroticism, Extroversion, Openness to Experience, Agreeableness, Conscientiousness as a whole shows acceptable performance levels and when they are grouped according to course. The level of the OJT performance of the respondents when taken as a whole and when they are grouped according to course are all found to be above average performance levels. There is significant difference between each of the personality dimensions and OJT performance of the respondents when they are grouped according to course and OJT performance of the respondents.
49 PREFERENCE MODEL FOR THAI LEASING COMPANIES , Nachapong Jiamahasap, Sakgasem Ramingwong In Thailand, the numbers of commercial and non commercial banks have increased which include leasing companies dramatically. Competition in the banking markets is severe. In this paper we concentrate only in Chinagmai province. So the purpose of this paper is to explore which factors are important for customer preference to use service.In this paper, 64 factors are categorized by market mixed (7P) Questionnaires are developed for survey. Neural network, a data mining tool, is used to develop framework for preference. For developing model, C# Programming is used. K fold validation is used to validation this model (90:10). The result of training model is 95%. The first model is called a preference model. It is used to predict if customer selects commercial banks, non commercial banks or leasing companies. When option is made, model would give information on the reasons. The result of prediction is 81%. The benefit of this model is to address the strategy to any provider satisfy customer preference.
50 A REVIEW STUDY ON PHISHING ATTACK TECHNIQUES FOR PROTECTING THE ATTACKS , Km Sakshi Gupta, Dr. K.P. Jayant Phishing is a type of network attack or a form of criminal activity attempt to obtain the sensitive information such as username, password etc. online. It creates duplicate web pages to fool users. Email Phishing contains the messages like ask the users to enter the personal information so that it is easy for hackers to access the information. This concept is based on the Link Guard Algorithm also known as End Host Anti-Phishing Attack. This algorithm is used for finding the phishing emails sent by the phisher to grasp the information of the end user. Link Guard Algorithm is totally based on the characteristics of the phishing hyperlinks. Each and every user is implemented with this algorithm. After that the user can recognizes the phishing emails and avoid responding to such mails. This paper presents an overview about phishing attacks and various techniques to protect the information.
51 SELF-EFFICACY IN LEARNING C PROGRAMMING LANGUAGE , Engr. Ronald John C. Sayson Computer programming is one of the basic skills of students who are in the Information Technology Education field. C Programming Language is the program used in teaching students in their basic computer programming subjects. This study aimed to determine the level of self-efficacy in learning C programming language of students taking up basic computer programming of Carlos Hilado Memorial State College – Alijis Campus. Quantitative type of research was used in this study. Stratified random sampling was employed in the selection of the respondents. The instrument used in assessing C Programming Language Self-Efficacy was adopted from the Computer Programming Self-Efficacy Scale (CPSES) of Ramalingam & Wiedenbeck (1998). The statistical tools used in the study were T-Test for Independent Samples and ANOVA. The level of SelfEfficacy of IT Faculty in their knowledge in C Programming Language is “Very Good”. The level of Self-Efficacy in learning C programming language as a whole and when students are grouped according to Age, Sex, and Programs is “Good”. There is a significant difference when students are grouped according to programs which reveals that the level of Self-Efficacy of BS in Industrial Technology major in Computer Technology is significantly higher than that of Bachelor of Science in Information Technology.
52 MAINTENANCE OF ACCOUNTING INFORMATION SYSTEM AT PRIVATE BANKING SECTORS IN BANGLADESH , Md. Abdul Kader, Hanif Hossain The study has represented the various terms that's associated with the AIS and also the detail state of affairs of the various personal banking performances. The study has been conducted into 2 steps. Within the beginning, the construct, use, principles etc. of AIS on personal Banking Sector are studied. Within the second half the opinion of the interior users has been collected. This is often a qualitative and descriptive analysis. Totally different folks from furor and IT department and branch of selected personal banks were asked for his or her opinion regarding code, structure and a few additional data regarding the AIS system. We have a tendency to used totally different methodology for gathering primary knowledge like observation methodology, face to face discussion methodology and form survey. Sample size was seventeen wherever non-probability convenience methodology was used with no structured sampling frame.
53 A STEGANOGRAPHY TECHNIQUE BASED ON MULTIPLE-IMAGE INTERFERENCE , Apoorva Sharma, Upendra Rawat, Dr. Naveen Tyagi Steganography is the science of camouflaging message, video, image or any other data within another file, which can be any multimedia file. The purpose of this technique is to hide the existence of the message in cover file from unauthorized party. It takes the advantages of limited perception of human to observe subtle changes in images, sound etc. Here our concern is about digital images as they are more frequent over the internet. In spy/hacker world Steganography and Cryptography are cousins. Cryptography alters a message so it cannot be understood whereas Steganography hides the message so that it cannot be read. An approach for Steganography Technique Based on multipleimage Interference and position multiplexing is proposed based on the interference principle.
54 BASIC ENGLISH SKILLS TRAINING (BEST) E-LEARNING TOOL: CHMSC EXPERIENCE , Ronald John C. Sayson, Enna S. Bodoso The Basic English Skills Training (BEST) is an industry-initiated intervention designed to strengthen the four Macro Skills: Listening, Speaking, Reading, and Writing. This study aimed to determine the level of implementation of BEST e-Learning Tool to selected students of Carlos Hilado Memorial State College, Bacolod City during the First Semester, A.Y. 2015-2016. Quantitative and qualitative types of research were used in this study. Stratified random sampling was employed in the selection of the respondents. The results revealed that most of the respondents spend 1-10 hours of using the Internet per week. The level of performance of BEST e-Learning tool are all “very good”. The respondents like to use the E-Learning tool. Integration of the BEST E-Learning tool in the English language with the assistance of English teacher for effective learning is recommended.
55 A REVIEW ON CROP YIELD PREDICTION , Nandini Kakran, Dr. K.P. Jayant The Various climatic situation are considered that effect the local weather conditions in various parts of the world. The weather condition for the particular area have a direct effect on crop yield. The lot of research work have been done to exploring the connections between climate and crop yield .There are some conditions such as typhoons, floods and droughts effect the crop production. The growth yield prediction is the major problem that must be solved on the base of available data. Data Mining technique can be used for this purpose. There are many techniques to be used for eliminating the future crop production. This paper have a brief discussion on crop yield prediction using Multiple Linear regression (MLR) technique and Density based clustering technique.
56 CODE BREAKING APPROACH IN AUTOMATED CHARACTER RECOGNITION , Marites Dumay-Manganti The Code Breaking Approach in Automated Character Recognition is a system that tests the security of free social networking web site CAPTCHA images. It compares the efficiency and accuracy of two methods, the parts-based and segmentation which serve as a guide and also a basis for further studies in AI community. The researcher has employed both experimental and descriptive design by using online generated data samples which is used for gathering accuracy and efficiency result of parts-based and segmentation method. The findings shows that the over-all result in comparing the accuracy and efficiency of two methods have no significant difference using the file size range of a CAPTCHA image. On the other hand, the study still got efficient and accurate results which show that the system is reliable in testing the accuracy and efficiency in identifying image code using the two methods. Therefore, the actual implementation of the Code Breaking Approach in Automated Character Recognition shall be recommended to be used in improving internet security, especially in free email services and social networking websites that provides security and authentication to its user.
57 AN APPROACH TO SMART WASTE COLLECTION TO IMPROVE AND OPTIMIZE THE HANDLING OF SOLID WASTE IN SMART CITIES , Kapil Gupta, Dr. Anu Bharti Among the most prolific challenges in urban areas globally is the aspect of Solid Waste management. This challenge that is opted for complete incentives of change and depictions of decisions for curbing waste management especially in developing countries. This is mostly in areas that are highly populated and obligate for aspects of population crossroads and other prospects. Incentives are meant to articulate the positions of enhancing smart technologies and innovative waste management processes that entrust smart cities globally. The environment is among the most dependent but crucial inceptions for national advocacies in any country. Transitioning from old methods of waste management to enhancing smart innovation in the processes involved in waste management can be quite essential in city systems. Smart cities are the most pertinent ways in which the economic standards can be formalized through creating sustainable and conducive environments for businesses and other economic activities. Technology and innovations are a very crucial part of the considerations of the current times. It is positioned with the benefits of various aspects in urban areas. Some of which may include monitoring and sensor technologies, energy management systems, building technologies, traffic systems articulated with intelligence, and deployment in all the aspects that are meant to bring out the best in sustainability implementations. When the best is achieved in the process, one is pertinent towards depicting the contributions of the social and environmental aspects towards inculcation of every public service that is objective towards enhancing smart cities. The main prospect towards the foundation of developing and adopting smart cities include the aspect of waste management, which defined by the logistics of the activities that are involved.
58 INFORMATION SECURITY OBJECTIVES , Anuj Solanki In this thesis, concept of CIA (Confidentiality, Integrity and Availability) has been given. These are the security objectives and these are most essential aspect of any business, Government organization, and Private organization. Without these security objectives (CIA), no one can run any type of business, organization efficiently and securely. CIA covers all types of security for any type of business, organization and private or government institute. Information security is the confidentiality, integrity, and availability of information. All the principles, standards, and mechanisms you will find in this thesis are dedicated to these three abstract but fundamental goals of confidentiality, integrity, and availability of information and information processing resources, also referred to as the C-I-A triad or information security triad. Confidentiality is the prevention of unauthorized disclosure of information. Integrity aims at ensuring that information is protected from unauthorized or unintentional alteration, modification, or deletion. Availability aims to ensure that information is readily accessible to authorized users. This thesis covers to achieve CIA in Manets (Mobile Ad hoc NETwork). MANETS is Mobile ad hoc network, A mobile ad hoc network (MANET) is a selfconfiguring, infrastructure-less network of mobile devices connected wirelessly. We have achieved CIA practically in Manets (Mobile Ad hoc NETwork) in this thesis. CIA is the very interesting concept and anyone can apply this concept even in the personal life to achieve security.
59 GENERATING RENEWABLE ENERGY SOURCE FROM MUNICIPAL SOLID WASTE , Vandana Jindal, Dr. K.P. Yadav ASME SWPD Supports WTE – Countrywide strategies which inspire the energy reclamation from regulated combustion of municipal solid waste (MSW) which is known as Waste to Energy (WTE) is assisted by Solid Waste Processing Division (SWPD) of American Society of Mechanical Engineers (ASME). Proven Technology – WTE is a procedure which has been verified and is environmentally thorough. It gives the dependable electricity generation along with maintainable clearance of post-recycling MSW. In the Europe and other developed countries like Singapore, Japan, Taiwan and Russia, WTE Technology is implied. WTE Reduces Greenhouse Gases – The strategies which are introduced lately to inspire WTF can cause a substantial influence on the downgrading of greenhouse gas emissions on country. (1) Widespread usage of the technology of WTE can turn out to be one of the huge suppliers to the scheduled decline in greenhouse gas emissions of America. WTE Reduces Dependence on Fossil Fuel – The new strategies to inspire the WRE can have an eloquent influence in decreasing the reliability on fossil fuels and intensifying the renewable energy production. 56% biogenic and 44% nonbiogenic materials are presently included in MSW (2). DOE regards the combusting of biogenic fraction of WTE as renewable (1). In today’s date, 86 WTE amenities exist in United States which generates 29 million tons of MSW annually (1). Nearly 248 tons of waste on annual basis is presently landfilled by the country so it can be said that the energy production from WTE is likely to face a remarkable growth. Each ton of MSW which is generated in WTE facility dodges mining of one third ton of coal or ingress of one barrel oil. 3 to 4% of electricity demand of the nation can be pleased if every waste was processed in modern WTE facilities.
60 GENERATING RENEWABLE ENERGY SOURCE FROM MUNICIPAL SOLID WASTE , Vandana Jindal, Dr. K.P. Yadav ASME SWPD Supports WTE – Countrywide strategies which inspire the energy reclamation from regulated combustion of municipal solid waste (MSW) which is known as Waste to Energy (WTE) is assisted by Solid Waste Processing Division (SWPD) of American Society of Mechanical Engineers (ASME). Proven Technology – WTE is a procedure which has been verified and is environmentally thorough. It gives the dependable electricity generation along with maintainable clearance of post-recycling MSW. In the Europe and other developed countries like Singapore, Japan, Taiwan and Russia, WTE Technology is implied. WTE Reduces Greenhouse Gases – The strategies which are introduced lately to inspire WTF can cause a substantial influence on the downgrading of greenhouse gas emissions on country. (1) Widespread usage of the technology of WTE can turn out to be one of the huge suppliers to the scheduled decline in greenhouse gas emissions of America. WTE Reduces Dependence on Fossil Fuel – The new strategies to inspire the WRE can have an eloquent influence in decreasing the reliability on fossil fuels and intensifying the renewable energy production. 56% biogenic and 44% nonbiogenic materials are presently included in MSW (2). DOE regards the combusting of biogenic fraction of WTE as renewable (1). In today’s date, 86 WTE amenities exist in United States which generates 29 million tons of MSW annually (1). Nearly 248 tons of waste on annual basis is presently landfilled by the country so it can be said that the energy production from WTE is likely to face a remarkable growth. Each ton of MSW which is generated in WTE facility dodges mining of one third ton of coal or ingress of one barrel oil. 3 to 4% of electricity demand of the nation can be pleased if every waste was processed in modern WTE facilities.
61 E-WASTE: EFFECT OF USAGE, DUMPING AND RECYCLING ON THE NATURAL ENVIRONMENT , Vaibhav Choudhary, Dr. R.D. Sharma The principal aspect of the present research is the electronic-waste or e-waste and it's developing as a novel and unique climatic risk in 21st century. The abruptly growing electronic as well as information technology sector, current client practice, developing usage rates of commodities has resulted in detrimental effects on the environment. Even during recycling process, electronic waste have causes havoc climatic impacts because of their toxic materials. Among these, a few wastes have been consisting of carcinogens. The reason of toxicity is because of the heavy metal release (such as lead, mercury, cadmium and many more toxic products). The developed nations transfer these e-wastes to developing nations as charity. In case of China and India, two of the major developing nations where climatic regulations are not restricted, they acquire most of the ewastes and operated without any legal liability. The huge load of climatic pollution in the form of electronic waste is inherited with the birth of citizens in these developing nations, mainly in China and India, as they acquires the lion's share of such e-waste. In spite of rules and norms in developed countries, the e-waste administration is not regulated. The current research highlights the aftermath of consumption, discharge and recycling of e-waste on the climate.
62 ‘‘SWEEPING’’ THE LIBRARY: MAPPING THE SOCIAL ACTIVITY SPACE OF THE PUBLIC LIBRARY , Satender Kumar This article examines the use of the ‘‘seating sweeps’’ observational method in a study of individuals’ use of public libraries in two large Canadian cities. The full project examines central public libraries and the roles they play in promoting and sustaining a vibrant public culture in today’s large cities. The study is situated within the contested public discourse about the importance of certain key institutions, such as the library, in public life.
63 WOMEN EMPOWERMENT IN INDIA , Sonashree Kar, Dr. Anup Pradhan Women empowerment has been an issue of colossal discourses and thought in the course of the most recent couple of decades around the world. This as a motivation has been on top of the arrangements of most government arrangements and projects too. Endeavours have been made all the time crosswise over countries to address this issue and improve the financial status of women. In any case, it has been watched that a large portion of the strategies and projects see empowerment in the financial sense just working in the conviction that monetary independence engages women disregarding different factors like wellbeing, training, education and so on. This research paper aims to comprehend the idea of women empowerment on an all encompassing premise and fundamentally look at the endeavours started towards engaging women with exceptional accentuation upon the Self Help Groups (SHGs) based upon experimental work embraced in the Ranchi district of Jharkhand state in India. It additionally points towards understanding the linkages between SHGs and women empowerment and proposing recommendations to quicken the empowerment drive giving careful consideration to the neighbourhood level territory particular components for a creating nation like India which have a pivotal effect upon locale particular women empowerment prepare and along these lines point the path for further research in the region.
64 WOMEN EMPOWERMENT AND ITS ECONOMICAL STABILITY , Anil Kumar Gupta, Dr. Pooja Agarwal Empowerment refers to policies and measures designed to extend the degree of autonomy and self-determination within the lives of individuals and in communities so as to modify them to represent their interests in an exceedingly accountable and self-determined approach, acting (again) on their own authority. Direction refers each to the method of self-empowerment and to skilled support of individuals that permits them to beat their sense of impotence and lack of influence, and to acknowledge and eventually use their resources and probabilities.
65 A STUDY ON E-LIBRARY IN THE EFFECTIVENESS OF GLOBAL TEACHING LEARNING PROCESS , Sanjeev Kumar, Dr. Dharmendra Kumar Harit In the present paper author seeks to made abundantly discussed that digital library or E library operation is far better than the traditional system, especially at this auspicious period when hardcopy documents or paper based materials are gradually facing out in all fares of human sectors globally, Though, E library is not without its own shortcomings.
66 ROLE OF TECHNOLOGY IN GARMENT INDUSTRY FOR ENHANCEMENT THE EFFICIENCY OF HR MANAGEMENT: OPPORTUNITIES & CHALLENGES , Kaushar Praveen Following consistently changing business sector needs which influence association's execution is a center human asset work. To improvement the productivity of the association, HR experts need to acknowledge exactly how data innovation can be helpful. This paper centers around the job of innovation in the HR capacities and distinguishes the effects of innovation on HRM as circumstances and challenges and various issues on the improvement and usage of data innovation frameworks inside HRM.
67 RELATIONSHIP BETWEEN MATHEMATICAL LOGIC & THEORETICAL METHODOLOGY , Manoj Kumar, Dr. R.S. Parihar For present purposes “logic” will be comprehended to mean the subject whose advancement is portrayed in Kneale and Kneale [1961] and of which a succinct history is given in Scholz [1961]. As the terminological dialog toward the start of the last reference clarifies, this subject has at various circumstances been known by various names, “investigation” and “organon” and “argument”, while contrarily the name “logic” has at various circumstances been connected a great deal more extensively and freely than it will be here. At specific circumstances and in specific spots — maybe particularly in Germany from the times of Kant during that time of Hegel — the name has come to be utilized so extensively and freely as to undermine to take in about the entire of power and epistemology. Logic in our sense has frequently been recognized from “logic” in other, at times unmanageably wide and free, faculties by including the descriptive words “formal” or “deductive”.

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